MasterCard and Optimal Payments sign five year strategic partnership agreement

Net+ Prepaid MasterCard programme set for European growth

London, 4 December 2012 – Optimal Payments (LSE: OPAY), a leading global online payment provider, is pleased to announce today the signing of a new five year deal with MasterCard International Incorporated (“MasterCard”) which will see them collaborating to drive growth of the prepaid market in Europe, focused around the successful Net+ Prepaid MasterCard® programme.

This follows the announcement on 30 August, 2012 that Optimal Payments Limited was to become an issuer of prepaid cards including, as of 1 November, 2012, its own Net+ MasterCard® prepaid card. As the direct issuer of its own award winning MasterCard® prepaid card, Optimal Payments will be able to more quickly grow the Net+ programme and actively pursue additional commercial opportunities. The Net+ card offers cardholders a powerful tool to transfer money and spend anywhere MasterCard is accepted.

Marion King, President of UK and Ireland at MasterCard commented: “We are delighted to be working closely with Optimal Payments, including Optimal’s own Net+ brand, as part of our commitment to the growth of the prepaid business in Europe. Our latest MasterCard research shows Europe to be one of the fastest growing regions for prepaid and this latest strategic partnership demonstrates our vision and pledge to this. MasterCard Prepaid cards provide a safer, faster and more convenient alternative to cash while also giving consumers the freedom to budget and segment their spending. At MasterCard, we are committed to using our technology and expertise to continually improve a number of benefits to consumers, issuers, and merchants whilst offering the state-of –the-art security protection of the MasterCard payment system”.

Danny Chazonoff, Chief Operating Officer at Optimal Payments, commented: “Becoming an issuer of our own Net+ prepaid card programme represents the first step in building out our business in prepaid, a rapidly growing market. With the continuing support of MasterCard, we are working to develop new features to make our award winning Net+ Prepaid MasterCard even more widely available to merchants and consumers throughout Europe.”

ABOUT OPTIMAL PAYMENTS PLC

Optimal Payments is a global provider of online payment solutions. Trusted by businesses and consumers in over 200 countries and dependencies to move and manage billions of dollars each year, merchants use the NETBANX® processing service to simplify how they accept and settle credit card, direct-from-bank, and cash payments; and theNETELLER® payment service to increase margins, capture new customers and increase their lifetime value. Being an independent provider has allowed the company to support tens-of-thousands merchants around the globe across a wide range of industries. Optimal Payments Plc. is quoted on the London Stock Exchange's AIM market, with a ticker symbol of OPAY. Subsidiary company Optimal Payments Ltd is authorised and regulated as an e-money issuer by the UK's Financial Conduct Authority (FCA, FRN: 900015).

For more information on Optimal Payments visit www.optimalpayments.com or subscribe atwww.optimalpayments.com/feed or follow us on Twitter @optimalpayments.

MEDIA AND INVESTOR CONTACTS

Optimal Payments' media relations team can be contacted through the Media Relations Contact page. Relations with the investor and analyst community are managed by Citigate Dewe Rogerson who can be contacted through the Investor Relations Contact page.