2020 trends: The future of pay later in the DACH region

As part of our payment trends in 2020 series, in this article we take a look at the change landscape of deferred payments in the DACH region.

Integrated checkouts are the future for software

Developers are thinking differently about payments, according to our latest research report Lost in Transaction: A new relationship for ISVs and payments.

Why payment choice is key to attracting younger consumers

The appetite for alternative payment methods is especially strong in younger consumers, according to our latest consumer research Lost in Transaction: Gen Z expectations at the checkout

Generation Z: Driving the adoption of online cash

When it comes to paying online, our latest Lost In Transaction research discovered that it’s cash that’s becoming increasingly king for younger consumers

eCommerce: is mobile-first the key to future-proofing?

We have reached an adoption tipping point; more Generation Z consumers habitually shop using a smartphone than via traditional eCommerce. So how should online businesses be reacting to this shift?

[INFOGRAPHIC] LiT: Gen Z expectations at the checkout

Will direct bank transfers replace card payments online?

Consumers now expect to be offered more options at the checkout than purely card payments. One alternative payment method that is set for even greater adoption in eCommerce is direct bank transfer.

Could online cash solutions solve card decline issues?

Abandoned transactions are a serious concern for online businesses. But if a consumer was prompted to pay with cash when their card wasn't accepted, could the adverse effect of declines be removed?

Is Generation Z shaping the future of payments?

Our latest research report, Lost in Transaction: Gen Z expectations at the checkout, takes a closer look at the attitudes and payments preferences of Generation Z. Here are our key takeaways.

Strong Customer Authentication: what happens next?

Since the implementation of PSD2, this week's Strong Customer Authentication deadline has been penned into the diary of the payments industry. But now an 18 month delay has been announced in the UK.

Implementing 3D Secure 2: What happens next?

A panel of industry experts provides clarity on the latest regulation updates concerning Strong Customer Authentication, and how online businesses must react.

The impact of 5G on eCommerce

5G technology has the potential to transform the world around us, including bringing futuristic technology such as VR and AR into the mainstream. So how will this impact the way we shop online?

Nutraceuticals: Compliance is key for long-term growth

Why online merchants need to partner with a payment services provider with a history of working alongside card schemes in this sector in order to scale their business effectively.

eCommerce checkouts: Driving incremental sales

As competition heats up online and leading retailers look to capture sales and keep customers coming back, key trends are emerging for delivering a dynamic, sales-focused checkout experience.

[INFOGRAPHIC] Lost in Transaction: The end of risk?

Are consumers ready to replace passwords with biometric authentication? And are voice-activated payments the future of eCommerce? Here are the key takeaways from our latest consumer research report.

Why don't shoppers trust voice-activated payments?

Over 100 million consumers worldwide have some from of Smart Home technology, but most feel reluctant to use it to make purchases. Why is that, and what can be done about it?

Are Blockchain and AI key to fighting financial crime?

Businesses are looking to new technologies in their efforts to combat the evolving threats on their finances

Key takeaways from Lost in Transaction: The end of risk?

Our latest research report examines consumer appetite for biometrics to replace passwords in CNP payment authentication, and how voice-activated payments will have an impact on eCommerce

Google Pay: Can merchants afford not to get on board?

On 8 January 2018, Google announced it would be enhancing Android Pay and re-naming it Google Pay. What does this mean for consumers? More importantly, how will it benefit merchants at the checkout?

Direct Selling or the Gig Economy?

Who’s winning the battle for independent workers?

Why 2019 is a landmark year for mobile payments

Increased mobile penetration and a growing level of consumer comfort with making payments through a smart phone or tablet continues to impact consumer spending habits across the globe.

How to make payments using cryptocurrencies

Cryptocurrencies have been prevalent in finance for years, but are yet to establish themselves as a mainstream payment method. Is that about to change?

How to grow your subscription box business effectively

Everything you need to know about successfully scaling a subscription model

How to spot a third-party transfer scam in 2019

One of the oldest confidence tricks in the book has evolved to remain relevant in the modern age. So what does it look like, and how can merchants avoid becoming a victim to it?

Do merchants have anything to fear from 3DS 2.0?

The new industry standard for authorising card payments to comply with Strong Customer Authentication requirements is going to have a significant impact on merchants. So should they be concerned?

Three reasons you must diversify your checkout now

Card payments remain popular online, but the payments landscape is changing. Here are three reasons online businesses should seriously consider adding more payment methods to their checkouts.

Are vehicles the next payment platforms?

Developments of the Internet of Things and voice activated technology mean that consumers will soon be able to make online purchases through their car without taking their hands off the wheel.

Can a merchant’s fraud rate ever fall to 0%?

For every online business, minimising the amount of fraud it suffers is a priority. But is it possible for online businesses to be completely fraud-proof, and if so how can this be achieved?

How 3DS Secure 2.0 will reshape card payment acceptance

Rules are being introduced that mandate the adoption of 3D Secure 2.0, the new EMVCo security standard that is VISA and Mastercard’s solution for compliance with PSD2. Here's our need-to-know guide.

What are the top concerns for businesses in 2019?

In our latest Lost in Transaction report, we asked 900 merchants from the US, UK, Canada, Germany and Austria about their top concerns going into 2019 and beyond.

How to minimise chargeback anxiety in four easy steps

Andrea Dunlop tells us her tips for safeguarding your business against the risk of excessive chargebacks not just at Christmas, but all year round.

Are you ready to maximise sales this festive season?

In his latest blog, Todd Linden CEO, Payment Processing, North America, explains the anatomy of a successful sales conversion over the Christmas shopping period.

The role of prepaid cards in tackling financial inclusion

How prepaid cards can deliver additional financial services to the unbanked

The growth of consumer appetite for invoicing in Europe

The “buy now, pay later” concept where consumers have the option to make a purchase immediately but settle the transaction at a later date is increasingly popular according to the latest research

The role of cash in tackling financial inclusion

Access to a bank account remains out of reach for 40 million Europeans, meaning that they’re unable to access the mainstream economy. Could enabling them to pay online using cash help close the gap?

eMerchants must consider accepting multiple currencies

Businesses will have to consider implementing payments solutions which prioritise international considerations, as opposed to only servicing local consumers.

What does the future of payments look like for SMBs?

For SMBs, navigating the payments landscape can feel unduly treacherous. maintaining a balance between competing with larger businesses on consumer experience and having a financially feasible product

Why online merchants must accept card and cash payments

Discover more about Paysafe’s new product Paysafecash, and how merchants can benefit from integrating Paysafecash with Paysafe’s payment processing functions

Lost in Transaction: Payment Trends 2018

Paysafe’s new Lost in Transaction report, based on 2018 research among consumers in the UK, Canada, the US, Germany, and Austria, examines the latest consumer payment trends

Card payment fees: Brussels ban could put up prices

Under new rules issued by the European Commission, retailers will be banned from using surcharges to pass the cost of card payment processing on to customers.

Have yourself a frictionless Christmas

How can merchants keep friction to a minimum and encourage more customers to go through with their purchases?

What to keep an eye on this Black Friday

Retailers need to ensure their omnichannel strategies are tight to capitalise on the biggest bargain hunting days of the year and the unofficial beginning of the Christmas shopping period.

Going cardless

As mobile wallets and other payment alternatives continue to gain mainstream momentum, innovators will surely be motivated to pick up on these threads and make further improvements.

Consumers embrace new ways to pay

The growing popularity for alternative payment methods is transforming the traditional shopping experience and spelling a new era for commerce.

From omnichannel. To unichannel.

The word “omnichannel” is losing relevance. It might have sufficed in the e-commerce landscape of five years ago, but today’s scenarios are vastly more complex.

Coaching performance

When introducing mobile order-ahead capabilities, the right level of preparation and resources can go a long way in keeping frustrations at bay, on both sides of the service counter.

The evolution of finance is intergenerational

As companies work harder to attract Millennials, where does this leave the rest? Are older consumers increasingly being left out of the conversation?

How to drive cross-border e-commerce growth

A Paysafe White Paper has identified five proven payments strategies for businesses that stimulate cross-border growth and expand reach by engaging new audiences.

Commuter commerce: Driving mobile innovation

Where next for digital retailing? The answer is, of course, literally everywhere.

The cost, credibility loss, and countermeasures for fraud

As the world has moved online and business transactions of all types are now increasingly electronic, fraudsters have been quick to exploit new opportunities for crime.

Embracing disruption in digital payments

The possibilities of digitisation have only just begun to be realised

Fraud, friction, risk & reward: Fighting online fraud

The conundrum of risk management boils down to the seemingly conflicting goals of consumer convenience and protection against fraud.

Why APIs are the foundation for payments success

Application Programming Interfaces (APIs) are one of the key building blocks in the digital transformation we see today

How payment data improves your business

Busy shopping periods provide retailers with a volume of consumer activity that allows robust analysis of payment issues

Five ways to reduce your chargebacks

Chargebacks occur for a variety of reasons including fraudulent use of a credit card, dissatisfaction with service or merchandise, and duplicate charges.

Five tips to enhance conversion rates

A seamless checkout experience – whether in store or mobile – is a key driver of business success. So how can merchants satisfy customers and grow their business?